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By providing your business with working capital when you need it, World Business Lenders is also able to offer you a quick loan against real estate in 7 days or less.

World Business Lenders loan's are quick business loans that are revenue-based; however, our Business Loan of Choice (BLOC-3 Program) is real estate based. This application is also a paperless e-App. No bank is involved (except for bank statements) in the approval process which is usually 3 to 5 days; Same day or 48 hrs with LoanMe™! Other loan types we provide are: franchise loans, unsecured business loans; as well as, Business Loan of Choice (BLOC-3 Program), start up loans, micro business loans, commercial real estate loans, and many others! You'll receive a decision fast, usually within 3 to 5 business days.

Loan Program
SBA 7(a)
Term Loan
Term Loan
Term Loan
Loan amount $5,000 - $5,000,000 $25,000 - $2,000,000 $3,500 - $100,000
Average term 60 months 12-36 months 24-120 months
Loan application 4 pages 1 page Pre-app + Telephone
Personal credit score Heavily considered Somewhat considered Minimum FICO Score 500
Processing time once the following documents are submitted: 60-90 days 3-5 days Sameday-2 days
6 months of business bank statements Required Required Only 2 months
Resume and business plan Required Not required Not required
3 years of personal and business tax returns Required Not required Not required
Current and projected business financial statements Required Not required Not required
Personal financial statements Required Not required Not required
Collateral report describing cost/value of personal or business property Required Not required Not required
Legal documents including articles of incorporation, commercial leases, and copies of contracts with third parties Required Deed to Real Estate Required Not required

The information induded on this website is intended to be a guide for marketing purposes. All information provided in this document is subject to modification based on specific loan characteristics. World Business Lenders reserves the right to temporarily or permanently change all guidelines, rates, and other criteria from time to time at its sole discretion without prior notice.

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Credit approval is subject to LoanMe™'s credit standards, and actual terms (including actual loan amount) may vary by applicant. LoanMe requires certain supporting documentation with each new application. California loans are made pursuant to LoanMe's California Department of Business Oversight Finance Lenders Law License #603K061. LoanMe also offers loans in certain other states which may have higher minimum loan amounts.